| Blue Cross now offers
even more affordable choices for supplementing
your Medicare coverage…the Senior
SmartChoice and SmartChoice PLUS Plans.
SmartChoice is a
low plan premium, high deductible
F plan with a generic prescription
drug benefit.* It offers the comprehensive
coverage of our most popular Medicare
supplement plan, Senior Classic F,
after you meet the annual plan deductible
of $1,730. With SmartChoice, you have
the freedom to use the doctor of your
choice, including over 40,000 Prudent
Buyer® physicians and specialists.
Once Medicare has paid its portion
and you pay the annual plan deductible,
SmartChoice provides coverage for
the following:
- Part A $992 deductible.
- Part B $131 Deductible (when using
a Participating Provider)
- Hospital Coinsurance
- 365 Additional Hospital Days (After
Medicare Benefits End)
- 3 Pints of Unreplaced Blood
- Part B Coinsurance
- Part B Excess Charges
- Skilled Nursing Facility Coinsurance
(first 100 days)
- Foreign Travel Emergency Coverage
(separate $250 deductible applies)
SmartChoice Preferred
provides all the benefits of the SmartChoice
Plan, plus the following benefits
(not subject to the annual plan deductible):
- Physician office visits with just
a $5 copay when using a Blue Cross
Participating Prudent Buyer Physician**
- Vision care benefits, including
prescription eyeglass lenses and
frames, through Vision Service Plan
- Chiropractic services for Medicare
approved manual manipulation of
the spine to correct subluxation
with a $10 office visit copay
- Coverage for Medicare Part B Deductible
when using a Participating Prudent
Buyer Physician
SmartChoice PLUS
combines the benefits of our SmartChoice
plan with additional coverage for
home health care, home support services
and nursing facility care. SmartChoice
PLUS is available to qualified applicants
age 65 to 75 who are enrolled in both
Parts A and B of Medicare.
Plans that include a deductible like
SmartChoice generally offer a lower
monthly premium, and could save you
money.
See the
Easy Guide to the Rates to determine
what your monthly premium will be,
and then contact Blue Cross of California
or your Authorized Blue Cross of California
Agent to enroll or to request more
information about the SmartChoice
Plan.
These plans are intended only for
people age 65 or older, who are enrolled
in both Parts A and B of Medicare.
*No annual maximums, not subject
to the $1,730 annual plan deductible,
limited to generic formulary prescription
drugs only. $12 copayment at participating
retail pharmacies or $15 copayment
through the Mail Order Program.
**$5 copay applies to the specific
procedural codes and charges for the
physician office visit only. Services
not considered part of the "office
visit" include, but are not limited
to: x-rays, laboratory work, surgery
and any other medical services performed
in the office. |
