CIGNA Medicare Rx SM
2008 |
Same great company.
Same great service!
CIGNA Medicare RxSM is a national Medicare
prescription drug plan offered by CIGNA
HealthCare, a leading health care benefits
provider who's been helping Americans
lead healthier, more secure lives for
more than 80 years.
CIGNA Medicare RxSM offers
three simple, affordable plans with
fixed copayments that are easy to understand
and comprehensive drug coverage that
are sure to meet your needs.
Explore the ways to enroll
in CIGNA Medicare Rx SM.
General open enrollment
is from November 15 to December 31,
each year. You may qualify for an exception
to this enrollment period. Call us to
learn more. Following the enrollment
and eligibility instructions, below,
there are several ways to join CIGNA
Medicare Rx Medicare Prescription Drug
Plan.
Learn
about the 2008 Prescription Drug Plans
now
Oleg
Skurskiy Authorized Independent Agent.
I am Licensed
only in the states: California,
Colorado, Nevada, Arizona, Texas, Illinois,
Ohio, Virginia, Georgia, Connecticut
, New Hampshire and all other please
Select
your state
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COMPARE
2008 Rx Plans |
CIGNA Medicare
RxSM has three plans |
Plan
One
Summary
of Benefits (PDF) |
Plan
Two
Summary
of Benefits (PDF) |
Plan
Three
Summary
of Benefits (PDF) |
Which
plan best fits your needs? |
You
are most concerned with low prescription
drug costs. This plan has our lowest
premium and co-payments, but has
a deductible before coverage begins. |
You
want immediate coverage at an affordable
cost. This plan has a low premium
and no deductible. |
You
want immediate coverage and expanded
coverage. Generics are covered even
after yearly costs go over $2,455. |
Monthly
Premiums |
Premium
Table (PDF) |
Premium
Table (PDF) |
Premium
Table (PDF) |
Copayment
Table |
Copayment
Table (PDF) |
Copayment
Table (PDF) |
Copayment
Table (PDF) |
Annual
Deductible |
$275 |
$0 |
$0 |
|
In-Network
Pharmacy |
In-Network
Pharmacy |
In-Network
Pharmacy |
Initial coverage:
Co-Payment:
Copayment Levels*
|
30 Day Supply |
90 Day Supply |
90 Day Preferred mail-order –
CIGNA Tel-Drug |
30 Day Supply |
90 Day Supply |
90 Day Preferred mail-order –
CIGNA Tel-Drug |
30 Day Supply |
90 Day Supply |
90 Day Preferred mail-order –
CIGNA Tel-Drug |
Tier
1 |
$2 |
$6 |
$5 |
$6-$7 |
$18-$21 |
$15-$17.50 |
$6 |
$18 |
$15 |
Tier
2 |
$25-$30 |
$75-$90 |
$62.50-$75 |
$30-$45 |
$90-$135 |
$75-$112.50 |
$35 |
$105 |
$87.50 |
Tier
3 |
$56-$80 |
$168-$240 |
$140-$200 |
$55-$88 |
$165-$264 |
$137-$220 |
$60 |
$180 |
$150 |
Tier
4 |
25% |
25% |
25% |
33% |
33% |
33% |
33% |
33% |
33% |
Coverage
Gap: |
After
your yearly drug costs reach $2,510,
you pay 100% of the discounted drug
costs. |
After
your yearly drug costs reach $2,400,
you pay 100% of the discounted drug
costs. |
After
your yearly drug costs reach $2,455,
you pay 25% for select generic drugs
and 100% of the discounted drug
costs on all other products. |
Catastrophic
Coverage after your out-of-pocket
drug costs reach $4,050. |
You
pay the greater of 5%, or $2.25
for generic drugs and brands treated
as generics, or $5.60 for all other
covered drugs. |
You
pay the greater of 5%, or $2.25
for generic drugs and brands treated
as generics, or $5.60 for all other
covered drugs. |
You
pay the greater of 5%, or $2.25
for generic drugs and brands treated
as generics, or $5.60 for all other
covered drugs. |
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*
Refer the to the copayment table
above for your exact copayment amount. |
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-
- I
am licensed only in the
states: California,
Colorado, Nevada, Arizona,
Texas, Illinois, Ohio, Virginia,
Georgia, Connecticut , New
Hampshire and all other
please select
your state
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ALL
APPLICATION MAIL TO: |
Oleg
Skurskiy
18375 Ventura Blvd. # 226
Tarzana , CA 91356 |
You
also can fax complete application
to Fax: (818) 776-9865 |
|
What about Generic Drugs?
All CIGNA Medicare RxSM prescription drug plans
cover both brand-name drugs and generic drugs.
Generic Drugs have the same active-ingredients
as brand name drugs. Generic drugs usually cost
less than brand-name drugs and are rated by
the Food and Drug Administration (FDA) to be
as safe and effective as brand-name drugs.
Locate Participating Pharmacies
CIGNA Medicare RxSM is a national pharmacy plan
that contracts with more than 55,000 retail pharmacies throughout the country,
including all major retail pharmacy chains. This network of chain and
independent retail, mail-order, home infusion and long-term care pharmacies
provides our members with convenient access to Medicare prescription drug plan
pharmacies in their area.
In the pharmacy listing, you will find both preferred and non-preferred
mail-order pharmacies included in our network. Preferred pharmacies are
pharmacies in the CIGNA Medicare RxSM network with
which CIGNA Medicare RxSM has negotiated lower
cost-sharing than at non-preferred pharmacies for its plan members for covered
prescription drugs. However, you will still have access to lower drug prices at
non-preferred pharmacies than at out-of-network pharmacies. Your prescription
drug copayments will be higher at the non-preferred mail-order pharmacies. You
may go to either type of pharmacy to receive your covered prescription drugs.
We have contracts with pharmacies that equal or exceed CMS requirements for
pharmacy access in your area.
Where can I get my prescriptions filled?
You will need to go to one of the pharmacies
within the CIGNA Medicare RxSM
network, except in unusual circumstances.
Going out-of-network will cost more. The CIGNA
Medicare RxSM pharmacy
network provides convenient access to pharmacies,
many within a reasonable distance from your
home. The CIGNA Medicare RxSM
network also includes several mail-order facilities.
You will present your CIGNA Medicare RxSM
prescription drug card at the retail pharmacy or send your CIGNA Medicare RxSM
card information to your mail-order pharmacy with your prescription.
How will the pharmacist know what to charge me?
You will present your plan's prescription drug card at the pharmacy or send
the prescription drug card number if you're using mail-order. The card will
electronically access your information – whether or not you still have part of
your deductible to pay, what coverage you're entitled to, whether you have extra
coverage that reduces the cost and what your copayment should be.
Will I be able to get a 90-day supply of my drugs?
Yes. Plans are required to make 90-day supplies available through pharmacies
in their networks as well as through mail-order.
What if I fill my prescription at a pharmacy outside of the CIGNA Medicare
RxSM network?
Under emergency circumstances only, you may receive a one-month supply of
your prescription drugs from an out-of-network pharmacy.
As a CIGNA Medicare RxSM member, you have the option
of receiving your routine maintenance prescription
medications through home delivery, including
CIGNA
Tel-Drug.
Home delivery is designed especially for people who take prescription
medications on an ongoing basis. This would include medications for allergies,
arthritis, asthma, diabetes, heart conditions, high blood pressure, high
cholesterol and many more
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