Aetna
Plans At A Glance in
California
High-Deductible MC Open
Access High-Deductible
3000 Plan
- Lower premiums
- High deductible,
then no charge for
most visits and services
- Allows you
to open a tax-advantaged
HSA
The Aetna Advantage
MC Open Access High-Deductible
3000 Plan, a health
insurance plan underwritten
by Aetna Life Insurance
Company, is designed
to work in conjunction
with contributions to
a Health
Savings Account (HSA),
An HSA allows you to
pay for qualified medical
expenses on a tax-advantaged
basis. Your premium
payments will be quite
low. The “high-deductible”
part means that you'll
pay more out of pocket
than with most other
plans, but after it's
been reached, you pay
nothing for office visits,
hospitalization or other
services.
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Premiums |
Low |
Annual
deductible |
$3,000
individual; $6,000
family |
Out-of-pocket
maximum |
$3,000
individual; $6,000
family |
Office
visit fees |
None
after deductible** |
Prescription
drug copay |
None
after deductible** |
Hospitalization |
None
after deductible** |
Skilled
nursing, physical/occupational
therapy, chiropractic
care, home health
care, durable
medical equipment |
None
after deductible** |
Like other Aetna MC
health insurance plans,
the MC Open Access High-Deductible
3000 Plan gives you
the freedom to go directly
to any recognized health
care provider, including
specialists, for covered
expenses. The above
costs apply if you choose
a health care provider
fromAetna's
network of participating
physicians and hospitals.
Costs will be higher
if you choose out-of-network
providers.
Your next step
This page gives a quick
overview of this plan
and does not include
all its features and
specifics. Plans contain
exclusions and limitations.
Before you decide if
it's right for you,
be sure to get more
detailed information
below, or Get
a Quote .
The following documents
are provided in Adobe
PDF formatnlls
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available to you:
Plan Design/Options

Dental
Plan Design/Options
Plan
Brochure 
Rates
Enrollment
Form 
Disclosure

*Investment services
are independently offered
through JPMorgan Institutional
Investors, Inc., a subsidiary
of JPMorgan Chase Bank.
**For covered expenses
†Integrated medical/Rx