Blue Cross of California has been serving the health care needs of Californians since 1937. Blue Cross of California, together with its branded affiliates, provides health care services to more than 6.8 million members. Offering a full continuum of product and coverage options, Blue Cross provides customers with unparalleled choice and flexibility in meeting their health plan needs. These options are continually fine-tuned to enhance access to affordable, quality health care. The Company, with its strong track record for innovation, focuses on progressive products and services designed to improve the health status of all Californians. Unique product offerings available in the individual, small group, large group, senior and Medi-Cal markets include a full range of integrated medical and specialty products.

Blue Shield of California Life & Health Insurance Company Life has grown by offering competitive insurance products including Group Term Life, Accidental Death & Dismemberment, Blue Shield of California Life & Health Insurance Company Life Vision Plan, Stop Loss and Exec-U-Med medical reimbursement plans in tandem with Blue Shield of California health plans or on a stand-alone basis . In the early 1980s, introduced their Short-Term Health products. The Option One and Option Twelve plans remain one of the leading products of their kind in California

The SDA is fully insured by PacifiCare Life and Health Insurance Company and provides a yearly credit of $1,000 for certain routine and preventive services.
Any unused funds carry over year after year, for as long as you are enrolled on the plan.
Once you deplete your SDA, or if you require services not covered by the SDA, the plan defaults to a PPO plan.
You must meet annual deductibles. Eligible medical services paid from the SDA will count toward satisfying the PPO deductible.

PacifiCare SignatureValueSM
These coordinated plans provide the most comprehensive coverage of our plan offerings. Your medical care is coordinated by the primary care physician (PCP) you select. You visit your PCP for general medical care, and when you need to see a specialist, your PCP provides a referral. In general:

You choose a PCP from our network.
You are charged only a co-payment for a doctor's visit. After your co-payment, many health care expenses are covered at 100%.
Preventive health care, including check-ups, is covered.
You do not have to meet an annual deductible