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Blue Cross Blue Shield of Georgia

Thank you for your interest in Blue Cross Blue Shield of Georgia (BCBSGa), a company committed to making health care work for all of us. For more than six decades we've been helping Georgia residents maintain a healthy way of life.

Blue Cross Blue Shield of Georgia

 
Blue Cross Blue Shield of Georgia
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Blue Cross and Blue Shield of Georgia is an independent licensee of the Blue Cross and Blue Shield Association

aetna Aetna is one of the nation's leading providers of health, dental, group, life, disability and long-term care benefits Health Care Networks: More than 700,000 health care professionals More than 418,000 primary care doctors and specialists 4,231 hospitals A network of specialist physicians, AexcelSM, based on clinical performance and cost efficiency . Learn more about Aetna Health plans
Aetna of Georgia  
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 Blue Cross of California

CIGNA’s individual and family plans offer simple-to-use, comprehensive health plans

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Cigna Health Insurance Quotes are available in the following states


Texas, California , Georgia, Connecticut, Arizona, Colorado

 

Assurant Health Student

Assurant Health makes it easy for you to get health insurance the way you want it. You'll get:

  • Many plan and benefit options — so you can choose what best meets your needs
  • Information in plain English — not "insurance speak"
  • An easy way to apply for coverage
  • Quality health insurance and competitive pricing
  • The backing of an industry leader with more than 110 years in the business

 
 

 
 
Health Insurance Overview

Just like other forms of insurance, for your car and your home, health insurance helps relieve the burden of unexpected events: you put away a little in case you need a lot later. You and your family's health should be of the highest priority.

Every year, the cost of healthcare increases dramatically. Simple same-day surgeries, required tests and emergency attention can add up to thousands of dollars or more.

The overall benefits of health insurance are obvious. You won't be avoiding the doctor because it costs too much. The hospital bills won't be piling upon your desk waiting for attention. Your health insurance will provide the help and care you demand. Also, if you drive a car, health insurance will work cooperatively with your auto insurance in case of an accident.

There are many health insurance companies available, offering various types of plans. We are capable to get you the best plan and coverage to suit your needs.

Using this comprehensive tutorial, you can find out about different types of health insurance, choosing a policy, and much more.

 

Health Insurance - Understanding The Basics

 
What is health insurance?
Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments. Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.

Why do you need it?
Let's face it-- health insurance is a necessity in today's world. The costs of medical care and treatment have soared to new heights in recent years and are expected to rise even further in the years to come. Think for a moment about the enormous medical costs you would incur if you suffered a major injury tomorrow or were suddenly stricken with a life-threatening illness. Uninsured people live with such risk every day of their lives; health insurance can shield you from that risk. Even if you're healthy today and have never had any major problems in the past, you simply can't predict the future.

In addition to medical emergencies, routine conditions requiring visits to a physician happen all the time. This is especially true if you have children. Ear infections, rashes, and high fevers are commonplace with infants and children; numerous trips to the doctor can be pretty expensive without health insurance.

What do you need to know?
You should know where to get health insurance, and understand the various types of private health insurance that are available. There are some important differences between indemnity plans, HMOs, PPOs, and POS plans worthy of understanding.

You should also make every effort to understand your own health insurance policy, and become familiar with common health insurance provisions, including limitations, exclusions, and riders. It's important to know what your policy covers, and what you'll have to pay for in out-of-pocket expenses.

When comparing health insurance policies, you should strive to balance coverage against cost. While price is an important consideration, there are also other factors that may influence your decision when it come to choosing a health insurance plan.

Understanding the taxation of health insurance benefits and premiums is also an important issue, especially if you're self-employed.

Being aware of your COBRA rights, in the event that you lose your health insurance coverage due to a change in employment or other factors is also worth investigating.

When to get it?
If you don't have health insurance right now, you should seriously consider purchasing it as soon as possible. No one can predict the future--you don't know when you might suffer an accident or become seriously ill. Health insurance can help to protect you against financial ruin.



tonik georgia

Please Note: The information contained in this Web site is provided solely as a source of general information and resource. It is a not a statement of contract and coverage may not apply in all areas or circumstances. For a complete description of coverages, always read the insurance policy, including all endorsements

 

Blue Cross of California has been serving the health care needs of Californians since 1937. Blue Cross of California, together with its branded affiliates, provides health care services to more than 6.8 million members. Offering a full continuum of product and coverage options, Blue Cross provides customers with unparalleled choice and flexibility in meeting their health plan needs. These options are continually fine-tuned to enhance access to affordable, quality health care. The Company, with its strong track record for innovation, focuses on progressive products and services designed to improve the health status of all Californians. Unique product offerings available in the individual, small group, large group, senior and Medi-Cal markets include a full range of integrated medical and specialty products.

Blue Shield of California Life & Health Insurance Company Life has grown by offering competitive insurance products including Group Term Life, Accidental Death & Dismemberment, Blue Shield of California Life & Health Insurance Company Life Vision Plan, Stop Loss and Exec-U-Med medical reimbursement plans in tandem with Blue Shield of California health plans or on a stand-alone basis . In the early 1980s, introduced their Short-Term Health products. The Option One and Option Twelve plans remain one of the leading products of their kind in California



PacifiCare Signature FreedomSM
With the PacifiCare SignatureFreedomSM (SDHP) plan, you can enjoy the freedom and flexibility of a traditional PPO plan with the added feature of Self Directed Account (SDA).
The SDA is fully insured by PacifiCare Life and Health Insurance Company and provides a yearly credit of $1,000 for certain routine and preventive services.
Any unused funds carry over year after year, for as long as you are enrolled on the plan.
Once you deplete your SDA, or if you require services not covered by the SDA, the plan defaults to a PPO plan.
You must meet annual deductibles. Eligible medical services paid from the SDA will count toward satisfying the PPO deductible.

PacifiCare SignatureValueSM
These coordinated plans provide the most comprehensive coverage of our plan offerings. Your medical care is coordinated by the primary care physician (PCP) you select. You visit your PCP for general medical care, and when you need to see a specialist, your PCP provides a referral. In general:

You choose a PCP from our network.
You are charged only a co-payment for a doctor's visit. After your co-payment, many health care expenses are covered at 100%.
Preventive health care, including check-ups, is covered.
You do not have to meet an annual deductible



Assurant Health is the brand name used for products underwritten and issued by Time Insurance Company, John Alden Life Insurance Company and Union Security Insurance Company. California license numbers: 08109 ( Time Insurance Company), 08107 (Union Security Insurance Company) and 3894 (John Alden Life Insurance Company). Assurant Health only accepts agent business from agents licensed and appointed in accordance with state laws.

Free Health Insurance Quote offered through Affiliate Program at Alabama, Alaska, Arizona, Arkansas, Connecticut, Delaware, District of Columbia (Washington DC), Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

   
 
 

Blue Cross and Blue Shield of Georgia is an independent licensee of the Blue Cross and Blue Shield Association

Free Health Insurance Quote offered through Affiliate Program at Alabama, Alaska, Arizona, Arkansas, Connecticut, Delaware, District of Columbia (Washington DC), Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.


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